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According to a 2021 survey from ValuePenguin, more than 20% of consumers admit to lying to their insurance providers, which constitutes some level of fraud. Insurance fraud can be classified into two categories: hard fraud and soft fraud. Hard fraud involves deliberately causing damage to collect on an insurance policy. […]

The Uninsured Division (UD) is a division of the State of Maryland administered by Maryland Auto Insurance. The UD handles claims in which a Maryland resident has been injured as a result of an accident caused by another person who has no insurance to cover those injuries. A recent case […]

For some, motorcycles can provide a sense of freedom and connection to the open road. They can also present higher risk of injury or death in the event of a crash. Because of these safety concerns, it’s critical for motorcycle riders to adopt a proactive approach to safety. According to […]

For some people, the workday begins just as others turn in for the night. Third-shift workers typically work from 11pm – 7am in fields such as healthcare, security, and manufacturing. These employees face unique challenges, most significantly their drive home at the end of their shifts. Studies show that night […]

Financial Literacy Month is the perfect time to evaluate your financial health, and budgeting for auto-related expenses is a great place to start. By proactively managing your car expenses, you can ensure that you’re prepared for both routine maintenance and unforeseen repairs. Auto insurance is also a critical component of […]

Insurance Fraud can be classified into two categories: hard fraud and soft fraud. Hard fraud is the deliberate falsification of a claim. Soft fraud is viewed as a crime of opportunity, such as padding a legitimate claim to gain additional money from the insurance carrier. According to the Coalition Against […]

Understanding your brakes and how they function can enhance your driving experience and, more importantly, your safety. Stopping Distances When you hit the brakes, your car doesn’t stop instantly. It travels some distance before coming to a complete halt. This is called the stopping distance. This distance is determined by […]

The Uninsured Division (UD) is a division of the State of Maryland administered by Maryland Auto Insurance. The UD handles claims in which a Maryland resident has been injured as a result of an accident caused by another person who has no insurance to cover those injuries. A recent case […]

We all know to call 911 in a life-threatening emergency, but do you know who to contact for car-related issues that aren’t emergencies? The answer is 311! In 1996, Baltimore became the first U.S. city to deploy 311 as a non-emergency telephone number. Now, this non-emergency hotline provides access to […]

February is recognized as National Heart Health Month. For truck drivers, maintaining a healthy heart is not just a matter of personal well-being; it’s crucial for ensuring the safety of drivers and others on the road. Understanding the Risks: Truck drivers face unique challenges that can significantly impact their cardiovascular […]